(1 of 6) Work hard in silence, let success be your noise...
Howzit, I'm Kashan Maharaj. Next to me is my wife/business partner. We live in Midrand, Gauteng. I recently became a dad (try it, greatest experience ever) and my baby girl was the trigger to not selfishly enjoy "wealth" but to also pay it forward. This is my story on how I made a million before turning 27. It's not everyday someone willingly and openly tells you how they made their money so that you can copy the plan. I will. In a nutshell I can give you the step by step guide to:
1) buy properties with no money, and
2) launch passive income earning websites
Most books out there are USA based and just thought kick-starters if you ask me. They don't give you the actual nuts and bolts of what to do and when or how to do it in detail, in SA. I'm just a South African lyti but my books have more meat and bones than those billionaires' inspirational novels. No time for novels here. Just cold hard hitting facts and actual steps to do.
I'm not some super smart person. Not a trust fund baby. Opposite actually. I'm just streetwise, goal-focused and relentless as hell. Have had this chip on my shoulder young... raised poor, by an amazing single mum, I learnt the hard way that people only respect money. So, I set out to make loads and loads of it.
(2 of 6) Fight like you're the third monkey trying to get onto Noah's Ark...
Don't ever be embarrassed about where you come from. Actually, let it strengthen you. I was 6 when my dad passed on. Took a few years to learn what being poor meant. I was 11 and not eating supper one night was what it took to decide - I will be rich one day.
I then did it all as a kid. Selling mangoes stolen off neighbours trees (eating most), paper boy (where my fear for dogs was born), washing the neighbours' cars, handing out pamphlets at traffic lights, tutoring, selling mixed CD's, past year exam papers and answers, the list goes on.
From D grade student I studied my ass off to get all A's in matric. A's continued in varsity (when everyone else was playing LAN games, FIFA and learning 3rd base). Won me a PwC bursary and qualified as a chartered accountant.
But I was hungry for real knowledge on making money. Not book smarts on Debit and Credits and regurgitating Economics 2A chapters. So I began reading 2 books a week - Branson, R. Kiyosaki, Buffett, Business Times, Entrepreneur, Marketing books, Personal Finance, Sales, Negotiations, Leadership, etc. etc. etc... I will share some pearls I gathered over time later.
(3 of 6) Never test the depth of a river with both feet...
So, how can financial freedom be achieved, realistically? Without risking your kids' next meal? I spent days thinking about what businesses I can start. Or what skills do I have? Sounds Familiar? Even great ideas ended because I over-assessed the risks or the business model feasibility. Would work my way to a conclusion that the business will not work, every single time. F#&*, I had a great knack for ending great businesses before it even began.
I then launched a hair salon in Sandton. Next was a kiddie rides business (think of those coin operated horses). Didn't have time for the demands of these low-profit side businesses, so I sold them. Then traded stocks and forex - turned R10 000 to R200 000 and then lost it all again. Also tried a couple other gigs like UBER and Bitcoin. Played around with online income as well (Must read), still am. None, I will say this again, None, have made consistent passive income. Folks, there are just a couple ways really to make good money on the side and build wealth to fast-track retirement. Those people who have succeeded with financial freedom can attribute it to the same 2 methods every single time, when you dig deep enough: Property + The Internet.
(4 of 6) Only dead fish go with the flow...
So, having spent lots of money on education, seminars, training courses and reading material on real estate, shares, crypto-currency, forex and CFD trading, business start-ups and personal finance (Been scammed one too many times as well, took it on the chin), don't be silly and go re-invent the wheel. As they say, you become the average of the 5 people you associate with. Let me (my books) be 1 person added into your circle.
I am not claiming to know everything. I am still learning every day. However, I do know enough to empower those of you who are just starting out on this wealth building journey. Do not waste or lose money like I did. Learn from my mistakes. I did the gutter work, I fell for the scams. You don't have to. On your mark, get set...
(5 of 6) When one door closes, another door opens. Or you can open the closed door. That's how doors work...
So what am I going on about? Here we go... for people who have a job and still want to make enough money to retire asap from their job there are just 2 sure-fire ways to do this:
1) buy properties with no money, and
2) launch passive income earning websites.
Let's start with Investment Property
The property toolkit is a detailed, step-by-step guide on what to do, when to do it and most importantly, how to do it. However, the book contains so much more than property tricks. You will be the personal finance guru within your circle of friends.
Newspapers and News Channels contact me for an interview. But hey, I am just an ordinary, everyday guy. An introvert actually and borderline socially autistic. Faking normality everyday. I want to maintain a low profile when it comes to media. The only interview I did agree to was with BUSINESS DAY (if you want to waste your time you can read this BD article). I gave them just common, well-known investment protocols. Not the good stuff!
(6 of 6) The world owes you nothing! It was here first...
No one appreciates a freebie. For the complete Investment Property Toolkit for South Africans, I will be doing you a HUGE disfavor by giving you all the content for free.
You will only take action and take this seriously if you spend some hard earned cash on it. One request, please do not email me to assist you with assessing if some property you checked out is a good buy. This really is a decision only you can make. You have been given the tools to be able to assess for yourself and have been given the cheats to make it happen.
PS - I do not want to even try to insult your intelligence with some fancy sales pitch. Each toolkit is only R299, so it is a take it or leave it concept. You might have spent more on a T-shirt which you wore just once. I love getting emails, when it's just for saying Thanks or even when there are follow up questions. So feel free to contact me via email: firstname.lastname@example.org
I am also including 6 bonus add-on wealth books valued at R700 (Find out what they are in the Free Introduction links below) because it teaches some softer skills which we all need. Bringing the total value to R999. If you haven't bought at least 1 property in the next 6 months since reading the book, I will personally refund your money and you can keep the book as my gift. Same with the Online Book, if you are not making money online within a month or so, just shout and get your refund. All payments are super-safe using the PayFast portal. You are in good hands here.